365 days 2 book in english audiobooks Audiobooks

This ebook gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life.<br><br>As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.

After the very positive reception to the article entitled “Cual es el papel del psicólogo ante el nuevo Coronavirus (COVID-19)?” (“What is the role of psychology in the face of the new Coronavirus (COVID-19)?”) published in La Cátedra Abierta de Psicológia y Neurociencias on 12th February 2020, and the general interest evoked amongst fellow psychologists and other people with an interest in psychology, I have decided to produce this book, which addresses the subject of the psychological perspective in times of a pandemic. Despite the fact that information concerning health crises such as COVID-19 is very recent and in some cases quite changeable, I am going to present a work based on current data sourced principally from scientific publications, and which will include, from the same sources, statements from various experts. A book accessible to all those who wish to delve into the psychological aspects of a mass phenomenon in times of a health crisis, as in the case of COVID-19.

Wedding bells are ringing… Or is it a death knell? Rosemary Grey, professor of history at Paperwick University, and amateur sleuth, has never been busier. She and her best friend Jack Stone are hosting an exhibit on campus, Thanksgiving is just around the corner, and on Saturday, Rosemary is marrying the love of her life, Seth Maguire. A monkey-wrench is thrown into the works however, in the form of a long-lost uncle, a long-guarded secret, a robbery, and a murder. Rosemary and her friends will quite an adventure as they work together to solve the mystery before it’s time to say I do. Come spend the holidays in Paperwick, Connecticut, and be sure to enjoy the recipes and keepsakes included at the end of the book!

She has her eye on the prize. He has his eyes on her. Former soldier, now rodeo cowboy, Huck Jones doesn’t believe in love or marriage. Still, a promise is a promise, and he’s prepared to honor his fallen team leader’s wish to walk his sister down the aisle in Marietta, Montana. When the groom bolts moments before the ceremony, Huck offers himself as her alternative groom. Barrel racer Willow McBride hates the cowboy code, and the soldier code is even more annoying. She’s pregnant, not helpless, so when her late brother’s sexy friend offers himself as a sacrificial husband, the answer is a resounding no. She wants love not duty. Plus, the 85th Copper Mountain Rodeo is looking to be her last as a competitor, and she intends to win. Huck may no longer be a soldier, but he still believes no man—or woman—should be left behind. He’ll need to woo the beautiful, stubbornly independent cowgirl and change her mind. Failure is never an option.

Men tend to prefer women who make them feel great about themselves. Explained in this e-book are the 50 ways to make him want you;<br><br>Tip number one. Ensure that you have an attractive appearance Men are naturally visual. They want to feel attracted to a potential partner. Once you invest in improving your appearance, your man gets signals that; you respect yourself, appreciate the importance of presentation, have your unique style/look, and take care of yourself physically. You are what you wear. What you wear exposes a lot about your self-worth and value to your man. Tip number two. Make him feel acknowledged and well-received Understand that men want women to know about their worlds and accomplishments. If you’re at a party or social gathering and he’s expressing his opinion on matters on anything social, political, economic, and environmental, try to supplement in support of his views. Men LOVE it when you understand and acknowledge their points of view.

A historical novel set in Tuscany in the 18th century, during the enlightened government of Pietro Leopoldo of Hapsburg Lorraine. Autobiographical memories of the Grand Duchess Maria Luisa, his wife and confidante.<br><br>“Vienna 1792. Maria Ludovica of Bourbon, the Spanish Infanta, for many years Grand Duchess of Tuscany and now Empress of the Holy Roman Empire, watches impotently the sudden death of her beloved consort, Pietro Leopoldo of Hapsburg, and from that moment begins almost frenetically to rekindle, one after the other, her innumerable memories of a life, still short, but intensely lived, beside the man who, since their first meeting had fascinated and conquered her, and to whom she had been a discrete and faithful companion. Public facts are weaved together with private feelings, with joys and suffering, in a sequence of urgent events. The Empress unconsciously knows, has always known, that she cannot survive for long (Editor’s note: she will in fact die just two months later) after the death of her husband and therefore must hurry to organise her memories, to finally manage to give an answer to the most important question for her: what did she really mean to him? Only a political and dynastic link, the mother of his children, friend and confidante or the woman he loved notwithstanding everything?”

AN AMAZON BEST SELLING BOOK FOR KIDS! *2020-2021 One Book One School Book of the Year* **Purple Dragonfly Book Award First Place Winner** Should Sophie Stand Up to the School Bully or Become a Snitch? There's nothing worse than being a tattletale... That's what 10-year-old Sophie Washington thinks until she runs into Lanie Mitchell, a new girl at school. Lanie pushes Sophie and her friends around at their lockers, and even takes their lunch money in this entertaining chapter book for middle grade readers. If they tell, they are scared the other kids in their class will call them snitches and won't be their friends. And when you're in the fifth grade, nothing seems worse than that. Then a classmate gets seriously injured and Sophie needs to make a decision: fight back, or snitch? Here's what Goodreads reviewers say about Sophie Washington: The Snitch: "Great children's book that teaches children practical and valuable life lessons." "This would be a great book for the counselor, the library and the classroom ready for reading!" "I liked that, while a heavy subject matter, the book never felt preachy." "Good story about bullying and standing up for what's right." This is the second book in the Readers' Favorite five star rated Sophie Washington book series.

When the cynic... Fredi doesn’t believe in love. She might be a successful bridal gown designer but that’s just business. Sure, she’s watched her three best girlfriends fall head over heels with the men of their dreams but she’s certain that’s not in the cards for her. That doesn’t mean that she’s not interested in some fun with a handsome movie star––one who just happens to be her assigned date for her best friend’s wedding in Monaco. Meets the movie star... Zayn’s used to women falling at his feet so he’s utterly captivated by Fredi’s quick wit and her refusal to be impressed by him. Their chemistry is off the charts and their connection is something unexpected. Sparks are about to fly... With only a few days before Fredi disappears back to her life, Zayn is determined to convince her that she can trust him with the one thing she swore to never give anyone–her heart. Each book in the Girls Weekend Away series is STANDALONE: * What Happens in Vegas * Meet Me In San Francisco * The Nashville Bet * A Match Made in Monaco

This diary is my third book, an exploration of urban and suburban environments to observe humans and modern objects. Representations in philosophical or mathematical form in order to find the right amount of motion, the proof that good is a higher feeling than an evil, the right repetition of always the same things to confirm that here one cannot say the false is even less realize it.<br><br>This diary is the third book written by me, an exploration of urban and suburban environments to observe humans and modern objects. Representations in philosophical or mathematical form in order to find the right amount of motion, the proof that good is a higher feeling than an evil, the right repetition of always the same things to confirm that here one cannot say the false is even less realize it. A certain practicality that can be associated with a manual on socio-political rights, then the different forms of exit from a modern unhealthy or incorporeal being. The becoming of one's own experiences, of one's own dreams in their reality, without basic problems to confirm an overall human evidence, finally the transfer of social and anthropic material so much contested in these years after the year two thousand. The period of the twenty-one letters contained reaches from December 2008 to July 2010.

It’s Christmastime in Merritt, Alabama and magic is afoot!Professor Bebe Wellesley comes from a long line of psychics, but has inherited just enough of the family gifts to make her peculiar, rather than of very much use. The handsome bookseller who is so proficient at obtaining the obscure texts she needs to teach her college parapsychology classes caught her eye a while back, but why bother? She’s learned the hard way that men don’t like women with a supernatural bent—no matter how paltry their power.In an age when independent bookstores are nearing extinction, it takes all of Byron Masters’s time and energy to keep Creekview Books relevant and successful. He knows he must be crazy to finally pursue smart, pretty Bebe Wellesley at his busiest time of year, but he’s tired of flirting and watching her walk out the door.From their first date, Bebe can hardly believe her luck. She and Byron clicked with a harmony that she never dreamed possible. If only she can keep her “little something extra” a secret, she might be looking at happily ever after.Life seems perfect until Christmas decorations mysteriously begin to appear in Byron’s apartment. Convinced the culprit is a member of his staff, Byron begins to alienate them one by one with his accusations. Bebe knows different, but would he ever believe that the vintage Santa ornament he bought came with a benevolent spirit attached, who just wants to spread some holiday cheer?As Creekview’s once pleasant and thriving atmosphere disintegrates, dropping customers along the way, Bebe is unable to sit by and watch everything Byron has worked for unravel. She prepares to drop the bizarre bomb, bracing for the worst, but hoping for the best.Will Byron be the man who can accept her as she is?Or is it going to take some Christmas magic to save them all?