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This ebook gives you 51 money mistakes you can avoid making in your twenties to achieve financial freedom later in life.<br><br>As an adult in your twenties, you tend to try to figure out your life’s financial future and also learn from your past mistakes to try creating a better tomorrow. In your twenties, you feel that adulthood is still new and thrilling. You have many things transpiring in your mind, such as buying a car, getting a house, and getting a paying job. All these desires make you feel like you are destined for riches very soon. It is such a wonderful time! But, although it is fun to be young, your twenties can shape or destroy your financial future. You must make great use of your time to maximize your potential, or else, you risk making costly decisions that can significantly impact your life ahead. If you are ready to build your ideal financial future properly, these are the 51 money mistakes to avoid in your twenties. 1, Failure to save for retirement: When you are in your twenties, retirement sometimes feels very far away, making you overlook it. However, failure to save for retirement is among the most frequent and significant money mistakes that you can commit. The advantage of saving money in your twenties is that you still have more time. The earlier you begin saving, the more you can benefit from compound interest rates. Besides your savings, your employer may offer you some money to help facilitate your retirement objectives through a work-sponsored retirement savings plan. An employer's contribution of only 5% of your salary amount can significantly impact the amount of money you will have upon retiring. Failure to save for retirement in your twenties will make you work for so long despite the aging factor, contribute more money for retirement later, or fail to retire. 2, The Mistake of Going into Credit Card Debt: For any twenty-year-old who earns less, unnecessary spending of lots of money on his credit card can be extremely tempting. It becomes easy for a twenty-year-old to place future financial expenses on his card to pay later. Unfortunately, many people in the twenties age bracket don't realize the extent to which debt can affect their lives. Getting yourself into a credit card debt can lead to extreme financial difficulties with time. Therefore, you should learn to respect and understand your credit to minimize the possibility of money mistakes in your twenties.

Become a Writing Hero A creative writing mentor in inspirational book form. Imagine having your own personal mentor―someone encouraging yet honest, supportive yet empowering, who could help you set and achieve your goals, turn your moments of doubt and fear into sources of strength, and discover what you’re truly capable of when you’re at your best. Kendra Levin is that mentor. And with The Hero is You , she’s here to help you do the best writing of your life―and live your best life while doing it. A motivational self-care book for writing aficionados. Using a fresh new approach to Joseph Campbell’s archetypal Hero’s Journey, Levin reveals how to be a hero in the narrative of your own process. She weaves together wisdom drawn from her years as a life coach for writers and an editor at the world’s biggest publishing house with behind-the-scenes stories from a panoply of best-selling authors and career entertainers. With over thirty exercises designed to help you reinvent your creative process from the inside out, this book will show you how to: Identify your biggest challenges and render them powerless Start a project that you love―and stick with it Design a structure for writing regularly Great motivational book for anyone dealing with writer's block or other writing obstacles. Whether you’re a first-time writer with a brand-new project or a seasoned pro, you’ll reach the end of this book feeling fulfilled, inspired, and ready to mentor the next writer on their creative journey. Readers of self-help books and personal development books for writers and creatives like The Artist's Way , Bird by Bird , The Artist's Way Workbook , and Big Magic will be inspired and encouraged by The Hero is You .

In order to survive her childhood, Vanya Erickson was forced to become fluent in two languages: her Christian Scientist mother’s honeyed versions of the truth; and her rancher father’s hard-as-the-scrape-of-his-bootheels words, which stung like the back of his hand. Long version: From the outside, Vanya’s childhood of riding horses with her father in the solitude of the Sierra Nevada Mountains and attending flamboyant operas with her mother in the city looked idyllic. But life for Vanya was more about learning to gauge and survive her parents’ unpredictable actions - from being left to lie in her own blood-soaked diaper while her Christian Scientist mother prayed, refusing to get medical help, to watching her father writhe on his bed in the detox ward, his hands and feet tethered with leather straps. Vanya the only way she knew how: by immersing herself in the beauty and solitude of the wilderness around her.

Love is one of our strongest biological drives, but it can be frustratingly elusive and misunderstood. Music, literature, and movies are filled with common folklore about love and millions of TV viewers tune in to shows like The Bachelor and read the latest relationship tome with one simple hope: to uncover some nugget of mystic wisdom that will help them understand the exciting, addictive, insane experience called 'love'. Men Chase, Women Choose, is the first book to offer cutting-edge research that explains how the brain works when two people first meet, start to date, fall in love, and then move into long-term, real love. Maslar's unique approach brings together the latest and most relevant neurological, physiological, and biochemical research on the science of love while incorporating stories and examples of composite characters based on participants of her popular classes and seminars. She explains that 'love' is actually neural activity as well as the presence or absence of certain neurotransmitters that bathe the brain, and it follows a precisely timed path of four, easy-to-understand phases: the exciting norepinephrine-charged meeting phase; the addictive dopamine dating phase; the insane falling-in-love and losing your mind phase; and finally, the safe, warm and wonderful, true, long-term love phase. For the past decade Maslar has made it her mission to learn all she can about the science behind falling in love, including its evolutionary benefits. Her goal?and the purpose of this book?is to help men and women find and maintain love by understanding and applying the science behind it. The bottom line? We actually can have long-lasting, nourishing, exciting, passionate love with little or no risk!

Wedding bells are ringing… Or is it a death knell? Rosemary Grey, professor of history at Paperwick University, and amateur sleuth, has never been busier. She and her best friend Jack Stone are hosting an exhibit on campus, Thanksgiving is just around the corner, and on Saturday, Rosemary is marrying the love of her life, Seth Maguire. A monkey-wrench is thrown into the works however, in the form of a long-lost uncle, a long-guarded secret, a robbery, and a murder. Rosemary and her friends will quite an adventure as they work together to solve the mystery before it’s time to say I do. Come spend the holidays in Paperwick, Connecticut, and be sure to enjoy the recipes and keepsakes included at the end of the book!

At age 50, Maria Leonard Olsen drank her way out of her 25-year marriage. She had, against advice, put all her eggs in the motherhood basket, willfully derailing her successful law career. As teenagers, her precious children did not need her in the hands-on way they previously had. Her husband and she had grown apart because, among other things, they failed to nurture that important relationship. She was depressed and stuck. When she turned 50, she had the distinct feeling that she was on the downward slope of her life. Actuarially speaking, she was. So when she turned 50, her gift to herself was to go on a crusade to make the most of whatever time she had left. She set out to do 50 new things that were significant, at least to her. The list spanned physical challenges, adventure travel, and lifestyle changes. Each taught her something about herself and about how she wanted to lead the next years of her life to come. This work follows the work she did to accomplish those 50 new things and shows readers how to make their own action lists - whether it be joining a knitting club or hiking the Himalayas, every item has significance for each individual and speaks to her needs and desires. The list is the match to spark the fire that will light the years after 50. Readers will hear about Maria's adventures and the rewards of each. Accomplishing new things, learning new skills, deepening personal and spiritual relationships, and seeking out challenges will add the spice to a life that may feel repetitive, insignificant, inauthentic, or just plain boring.

When the cynic... Fredi doesn’t believe in love. She might be a successful bridal gown designer but that’s just business. Sure, she’s watched her three best girlfriends fall head over heels with the men of their dreams but she’s certain that’s not in the cards for her. That doesn’t mean that she’s not interested in some fun with a handsome movie star––one who just happens to be her assigned date for her best friend’s wedding in Monaco. Meets the movie star... Zayn’s used to women falling at his feet so he’s utterly captivated by Fredi’s quick wit and her refusal to be impressed by him. Their chemistry is off the charts and their connection is something unexpected. Sparks are about to fly... With only a few days before Fredi disappears back to her life, Zayn is determined to convince her that she can trust him with the one thing she swore to never give anyone–her heart. Each book in the Girls Weekend Away series is STANDALONE: * What Happens in Vegas * Meet Me In San Francisco * The Nashville Bet * A Match Made in Monaco

Two youths, Sam and Stacie, live College years in full symbiosis. Year in and year out, circumstances and ambitions change. The two main characters separate and live two parallel lives. After some time, coincidentally, their fates will cross again but the background is no longer the carefree time of the College.

AN AMAZON BEST SELLING BOOK FOR KIDS! *2020-2021 One Book One School Book of the Year* **Purple Dragonfly Book Award First Place Winner** Should Sophie Stand Up to the School Bully or Become a Snitch? There's nothing worse than being a tattletale... That's what 10-year-old Sophie Washington thinks until she runs into Lanie Mitchell, a new girl at school. Lanie pushes Sophie and her friends around at their lockers, and even takes their lunch money in this entertaining chapter book for middle grade readers. If they tell, they are scared the other kids in their class will call them snitches and won't be their friends. And when you're in the fifth grade, nothing seems worse than that. Then a classmate gets seriously injured and Sophie needs to make a decision: fight back, or snitch? Here's what Goodreads reviewers say about Sophie Washington: The Snitch: "Great children's book that teaches children practical and valuable life lessons." "This would be a great book for the counselor, the library and the classroom ready for reading!" "I liked that, while a heavy subject matter, the book never felt preachy." "Good story about bullying and standing up for what's right." This is the second book in the Readers' Favorite five star rated Sophie Washington book series.

Play It Forward details the remarkable journey of Joan Barnes, founder and former CEO of Gymboree, and how she learned to align her inner life with outward success. Forty years ago, Joan Barnes founded a play center in a church basement with $3,000. Determined to enable women to achieve personal and entrepreneurial success, Barnes led Gymboree to become an innovative leader in a new industry: activity-based early childhood development. The company eventually became a global billion-dollar brand. But this dramatic entrepreneurial memoir is also a cautionary tale and redemption story. When GymboreeÕs IPO became a phenomenal success story, Barnes was nowhere near Wall Street. She had left the company because of an eating disorder that threatened to destroy her and everything she built. Barnes overcame the disorder, charting a path that replaced demons with an enduring sense of worth and hope. She eventually resumed her business career on healthier terms with a line of yoga studios in an inspiring example of how women can triumph through reinvention. Published to coincide with GymboreeÕs 40th anniversary, Play It Forward offers readers a deeply honest perspective of the challenges of business building and seeking a work-life balance in tune with personal values.